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Kenneth Pham

Loan Officer
NMLS#: 1475630
CSUF Alumni
Vietnamese, English

Phone: (714) 889-0306

Hello, welcome to my page.

Meet Kenneth Pham, an adept Loan Officer with an extensive financial background. Graduating with a bachelor’s degree in finance and financial analysis from California State University, Fullerton, in 2015, Kenneth has since accumulated five years of industry experience, making him a true expert in his field.

Before joining 24/7 Mortgage in 2019, Kenneth’s professional journey took him through roles as an insurance agent at State Farm, a sales manager at various Japanese companies, and a junior loan processor at All Western Mortgage. This diverse background has equipped him with strong sales, numbers, and communication skills, enabling him to effectively explain complex financial concepts to clients.

Kenneth’s travel adventures and practice of Vipassana meditation highlight his passion for both exploration and personal growth. With a talent for thinking outside the box, he excels in finding innovative solutions to challenges.

Leveraging his comprehensive finance background, exceptional communication skills, and creativity, Kenneth is dedicated to helping clients navigate the intricacies of interest rates, calculations, and mortgage products. Whether it’s exploring alternative financing options, structuring personalized repayment plans, or navigating complex financial situations, he enjoys thinking outside the box to help his clients achieve their loan goals. Rest assured, Ken is here to assist you with your financial needs and provide innovative solutions tailored to your unique circumstances.

Ken’s Values:

1. Accuracy: “I strive to provide accurate and reliable information regarding loans, financing options, and related financial topics. However, it’s important to note that the information I provide is for general guidance and should not replace professional financial advice.”

2. Efficiency: “I can quickly analyze and generate responses to your loan-related inquiries, helping to save you time and streamline the process of gathering information.”

3. Accessibility: “I’m available 24/7 and can assist you with your loan-related questions or concerns at any time. Whether you need assistance with understanding loan terms, exploring different types of loans, or seeking general financial guidance, I’m here to help.”

Ken works out of two addresses:

12235 Beach Blvd, Suite 200e, Stanton, CA 90680    

9741 Bolsa Ave, Suite 215, Westminster, CA 92683

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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