Terms of Use Between User & 24/7 Mortgage Corporation®
This Terms of Use Agreement (“Agreement”) governs your use of the website operated by 24/7 Mortgage Corporation® (the “Site”). Please read this Agreement carefully before accessing or using the Site.
By accessing or using the Site, you agree to comply with and be bound by the terms of this Agreement, as well as any additional terms that may apply to specific services offered by 24/7 Mortgage Corporation. If you do not agree to these terms, you must not use the Site or its contents.
Use of Information
This Site is intended for general informational purposes only. It does not constitute legal, financial, or professional advice. You should consult with a qualified professional regarding your individual situation. The content provided does not create a professional relationship between you and 24/7 Mortgage Corporation.
While we strive to keep the information on the Site accurate and up-to-date, 24/7 Mortgage Corporation makes no warranties or representations as to its accuracy, completeness, or timeliness. Your use of any information is at your own risk, and 24/7 Mortgage Corporation is not responsible for any outcomes that result from your reliance on this content.
Personal & Non-Commercial Use
You may view, download, and print materials from this Site for personal, non-commercial use only. You may use this information to help you evaluate loan options and terms relevant to your specific needs.
Prohibited Uses
By using the Site, you agree not to:
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Use the Site for any unlawful or prohibited purpose;
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Modify, copy, distribute, display, perform, publish, license, or create derivative works from any part of the Site without written permission;
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Access or attempt to access secure, non-public, or password-protected areas without authorization;
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Impersonate any person or falsely represent your affiliation;
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Use any automated means (e.g., robots, spiders) to access or monitor the Site without our prior written consent;
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Interfere with the Site’s operation or any transactions being conducted.
Unauthorized access or misuse of the Site may result in civil and/or criminal liability.
Proprietary Rights
All content and materials on the Site—including the design, layout, text, images, graphics, logos, icons, and underlying code—are the property of 24/7 Mortgage Corporation or its licensors and are protected by U.S. and international intellectual property laws.
You may not copy, distribute, reproduce, modify, publish, license, or use any portion of the Site for commercial purposes without our prior written consent. Your use of the Site is personal and non-transferable.
Links to Third-Party Websites
While using this Site, you may encounter links to websites operated by third parties not affiliated with 24/7 Mortgage Corporation. These links are provided for your convenience only. Their presence on our Site does not imply endorsement of their content, products, services, or any association with their operators.
Your use of third-party websites, including any information, services, or products they offer, is entirely at your own risk. 24/7 Mortgage Corporation makes no guarantees about the quality, accuracy, or outcomes of any services or goods provided by these external companies.
As with any online interaction, we encourage you to carefully evaluate any third party before sharing personal or financial information. 24/7 Mortgage Corporation is not liable for how your information may be used by any external party or service.
24/7 Mortgage Corporation SMS Program Terms of Service
You may choose to opt in to receive SMS messages from 24/7 Mortgage Corporation. By signing up, you agree to receive text notifications related to:
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Your loan application and account activity
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Company services and updates
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Promotional messages
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Offers from our affiliate and non-affiliate partners
Message frequency may vary.
How to Opt Out
You can unsubscribe from SMS messages at any time by texting “STOP” to the number that sent you the message. After sending “STOP,” you will receive a confirmation message and will no longer receive SMS messages from us. To rejoin, simply sign up again.
Need Help?
Text “HELP” at any time to receive instructions on how to use the SMS service and how to unsubscribe.
Additional Info
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Message and data rates may apply depending on your mobile plan.
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Wireless carriers are not liable for delayed or undelivered messages.
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For questions regarding your text or data plan, please contact your mobile carrier.
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For privacy questions, please visit: https://www.24-7mortgage.com/privacy-policy/
Liability Disclaimer
By accessing and using this Site, you agree to do so at your own risk. You acknowledge and accept that 24/7 Mortgage Corporation disclaims all liability—whether arising from contract, tort, negligence, strict liability, or any other legal theory—for any damages or losses, including but not limited to direct, indirect, incidental, consequential, punitive, special, or exemplary damages, that may result from:
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Your access to or use of the Site
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Any content, tools, or features available on the Site
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Any viruses or other harmful components that may affect your computer or device
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Reliance on any calculations or estimates generated by tools on the Site, which are provided for informational purposes only and may not reflect actual amounts
The information, software, products, and services provided on this Site may contain errors or inaccuracies, including typographical errors. Changes and updates are periodically made to the content and functionality of the Site without notice.
All content, services, and materials on the Site are provided “as is” and “as available,” without warranties of any kind—either express or implied—including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, 24/7 Mortgage Corporation, its affiliates, and its suppliers shall not be liable for any damages, including without limitation, loss of profits, data, or goodwill, or delays, interruptions, or inability to use the Site, even if advised of the possibility of such damages.
Some jurisdictions may not allow the exclusion or limitation of certain damages. If any portion of this limitation is found to be invalid or unenforceable, the total cumulative liability of 24/7 Mortgage Corporation, its officers, directors, employees, and agents shall in no event exceed $500.00.
Access and Modifications to Agreement
24/7 Mortgage Corporation reserves the right to change, suspend, or discontinue the Site—or any portion of it—at any time and for any reason, with or without notice.
We may also update or revise this Terms of Use Agreement at our sole discretion. Any changes will take effect immediately upon posting. You are responsible for reviewing this Agreement regularly. Continued use of the Site after any changes are posted constitutes your acceptance of the modified terms.
Miscellaneous
Governing Law and Jurisdiction
This Agreement, and any dispute arising from or related to it or your use of the Site, will be governed by and interpreted in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to this Agreement shall be brought exclusively in a federal district court located in California.
Waiver
The failure of 24/7 Mortgage Corporation to enforce any provision of this Agreement shall not be deemed a waiver of that provision or any other right.
Statute of Limitations
You agree that any claim or cause of action arising from or related to your use of the Site or this Agreement must be filed within one (1) year after such claim or cause of action arises. Otherwise, it is permanently barred.
Trademarks
All logos, product names, and service names associated with 24/7 Mortgage Corporation are trademarks or service marks owned by the company (the “Marks”). You may not display, reproduce, or use the Marks in any manner without prior written consent from 24/7 Mortgage Corporation.
No Use by Minors
This Site is intended for use only by individuals who are 18 years of age or older. Use or access of this Site by anyone under the age of 18 is strictly prohibited.
U.S. Use Only
This Site is intended to be accessed and used by individuals located within the United States. Use of this Site from locations outside the U.S. is not authorized and is prohibited.
Indemnification
You agree to indemnify, defend, and hold harmless 24/7 Mortgage Corporation, its affiliates, officers, employees, and suppliers from and against any claims, losses, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from your violation of this Agreement or your misuse of the Site.
Identity & Location Verification
By submitting information through this Site or otherwise making an inquiry regarding lending programs or services offered by 24/7 Mortgage Corporation, you consent to having your identity and location verified using commercially reasonable methods.
Contact Methods and Opt-Out
By submitting a request or inquiry to 24/7 Mortgage Corporation, you authorize us to contact you via telephone (including calls using recorded lines, automated dialing systems, or prerecorded messages), text message, email, fax, or any other communication method—even if your number is listed on any national, state, or company-specific Do Not Call registry.
If you no longer wish to receive communications from us, you may opt out by emailing processing@24-7mortgage.com. We will make every effort to process your request promptly, but please allow up to 10 business days for changes to take full effect.
Please note: We may still contact you for essential business purposes, such as servicing your existing loan, even after you opt out of marketing communications.
