Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. RehabRoll the costs of the renovation into your loan. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Step 1 of 15 6% 1. What are your goals?We are committed to helping you reach them. 1. Purchase or Refinance I want to purchase I want to refinance 2. Where is the home located? City or Zip CodeCity or Zip Code* 3. What type of home is it? Single Family Townhouse Condominium Multi-Family Manufactured Home Mobile Home Commercial Building 4. Where are you in the home buying process? Just started thinking about purchasing a home. I got pre-approved already. Looking for a home now. I found a home and went into contract. Looking to buy in 1 to 3 months Looking to buy in 3-6 months I own a property already. I want to purchase more properties. 4. What kind of refinance are you looking to do? Rate and Term Cash Out Change of Ownership/Borrower Other 5. How do/will you occupy the home? Primary Home ( I will live here) Secondary/Vacation Home (I will only live here part of the year) Investment Property (I will list the property for rent) Unsure, To Be Determined 6. Are you a First Time Home Buyer? This means you have not had your name on title for a property in the most recent 3 years Yes No 6. Do you know what type of loan you want to apply for? (Mark all that apply) Conventional First Time Home Buyer Program USDA VA (You or your spouse must serve/have served in the military as a veteran) FHA Jumbo No Income Document Loan Investor DSCR Loan Revised Non-Qualified Mortgage (Non-QM) Loan I'm not sure, please help me find the best loan program 7. Do you know what type of loan you want to apply for? (Mark all that apply) Conventional First Time Home Buyer Program USDA VA (You or your spouse must serve or have served in the military as a veteran) FHA Jumbo No Income Document Loan Investor DSCR Loan Revised Non-Qualified Mortgage (Non-QM) Loan I'm not sure, please help me find the best loan program 7. What is the estimated value of your property?Use the slider to select the price range of homes you're interested in (it's OK to estimate) 8. Are you actively working with a real estate agent? Yes No If no, would you like for us to recommend you a real estate agent partner our company works well with?If no, would you like for us to recommend you a real estate agent partner our company works well with? Yes No 8. What is the balance of your current first mortgage on the property?(It's OK to estimate) 9. What is the approximate purchase price of the new property?(it's OK to estimate) 9. What is the balance of your current second mortgage on the property?(If you do not have a second mortgage, please leave at 0) 10. How much do you have for a down payment?(it's OK to estimate)10. If you are doing a cash-out refinance, how much additional cash do you wish to borrow?(It's OK to estimate or if no cash-out leave at $0) 11. How are you currently receiving invome? Employed Waged Earner (W-2) Self-Employed / Independent Contractor 1099 / Sole Proprietor Business Owner (S-Corp, C-Corp, LLC) Retired / Social Security Award / Pension / Investment Unable to Document Income (i.e. receiving cash payments) 12. What is your household gross (before taxes) annual income? Less than $50,000 $50,000 - $100,000 $100,000 - $200,000 Greater than $200,000 13. What is your credit score? Tier 1: 780+ Tier 2: 760 - 779 Tier 3: 740 - 759 Tier 4: 720 - 739 Tier 5: 700 - 719 Tier 6: 680 - 699 Tier 7: 640 - 679 Tier 8: < 640 14. Have you had any of the following within the past 7 years? (Please check all that are applicable) Bankruptcy Foreclosure Short Sale Obligated to pay child support or alimony Co-Signor on another loan None of these apply to me 15. Contact Information:* Your First Name:Your Last Name:* Your Last Name:Your Email Address:* Your Email Address:Your Phone Number:*Your Phone Number:Preferred Loan Officer (Please leave blank if you do not have one yet):* Preferred Loan Officer (Please leave blank if you do not have one yet): Preferred Method of Communication:* Call Text Email