Loan Options - 24/7 Mortgage Corporation

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Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

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Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab

Roll the costs of the renovation into your loan.

USDA

Purchase a home with no money down in certain rural and suburban areas.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Refinance

Refinance

Mortgage refinancing may lower your monthly payments.*

*Consumers can reduce their monthly payment by refinancing their current mortgage loan; however, the consumer’s total finance charges may be higher over the life of the loan. Consult a Loan Officer today to learn more.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Step 1 of 17

5%

1. What are your goals?
We are committed to helping you reach them.
1. Purchase or Refinance
- I want to purchase
- I want to refinance

2. Where is the home located? City or Zip Code
City or Zip Code*

3. What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family
- Manufactured Home
- Mobile Home
- Commercial Building

4. Where are you in the home buying process?
- Just started thinking about purchasing a home.
- I got pre-approved already. Looking for a home now.
- I found a home and went into contract.
- Looking to buy in 1 to 3 months
- Looking to buy in 3-6 months
- I own a property already. I want to purchase more properties.
4. What kind of refinance are you looking to do?
- Rate and Term
- Cash Out
- Change of Ownership/Borrower
- Other

5. How do/will you occupy the home?
- Primary Home ( I will live here)
- Secondary/Vacation Home (I will only live here part of the year)
- Investment Property (I will list the property for rent)
- Unsure, To Be Determined

6. Are you a First Time Home Buyer? This means you have not had your name on title for a property in the most recent 3 years
- Yes
- No

6. Do you know what type of loan you want to apply for? (Mark all that apply)
- Conventional
- First Time Home Buyer Program
- USDA
- VA (You or your spouse must serve/have served in the military as a veteran)
- FHA
- Jumbo
- No Income Document Loan
- Investor DSCR Loan
- Revised Non-Qualified Mortgage (Non-QM) Loan
- I'm not sure, please help me find the best loan program

7. Do you know what type of loan you want to apply for? (Mark all that apply)
- Conventional
- First Time Home Buyer Program
- USDA
- VA (You or your spouse must serve or have served in the military as a veteran)
- FHA
- Jumbo
- No Income Document Loan
- Investor DSCR Loan
- Revised Non-Qualified Mortgage (Non-QM) Loan
- I'm not sure, please help me find the best loan program

7. What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

8. Are you actively working with a real estate agent?
- Yes
- No
If no, would you like for us to recommend you a real estate agent partner our company works well with?
If no, would you like for us to recommend you a real estate agent partner our company works well with?
- Yes
- No
8. What is the balance of your current first mortgage on the property?
(It's OK to estimate)

9. What is the approximate purchase price of the new property?
(it's OK to estimate)
9. What is the balance of your current second mortgage on the property?
(If you do not have a second mortgage, please leave at 0)

10. How much do you have for a down payment?
(it's OK to estimate)
10. If you are doing a cash-out refinance, how much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

11. How are you currently receiving invome?
- Employed Waged Earner (W-2)
- Self-Employed / Independent Contractor 1099 / Sole Proprietor
- Business Owner (S-Corp, C-Corp, LLC)
- Retired / Social Security Award / Pension / Investment
- Unable to Document Income (i.e. receiving cash payments)

12. What is your household gross (before taxes) annual income?
- Less than $50,000
- $50,000 - $100,000
- $100,000 - $200,000
- Greater than $200,000

13. What is your credit score?
- Tier 1: 780+
- Tier 2: 760 - 779
- Tier 3: 740 - 759
- Tier 4: 720 - 739
- Tier 5: 700 - 719
- Tier 6: 680 - 699
- Tier 7: 640 - 679
- Tier 8: < 640

14. Have you had any of the following within the past 7 years? (Please check all that are applicable)
- Bankruptcy
- Foreclosure
- Short Sale
- Obligated to pay child support or alimony
- Co-Signor on another loan
- None of these apply to me

15. Contact Information:*
Your First Name:
Your Last Name:*
Your Last Name:
Your Email Address:*

Your Email Address:
Your Phone Number:*
Your Phone Number:
Preferred Loan Officer (Please leave blank if you do not have one yet):*
Preferred Loan Officer (Please leave blank if you do not have one yet):
Preferred Method of Communication:*
- Call
- Text
- Email
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About Us

At 24/7 Mortgage, our team is committed to providing a positive and streamline mortgage experience for our clients and partners. We are an efficient and organized team by using technology and applying our expertise in the industry.

Company NMLS: 1860778
Licensed: AL, AK, AZ, AR, CA, CO, FL, GA, HI, KS, LA, MD, MA, MI, MN, MS, NE, NV, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA

For Licensing Information, go to: 24/7 Mortgage Corporation #1860778 NMLS Consumer Access Page

Equal Housing Opportunity

Contact Us

9741 Bolsa Ave
Suite 215
Westminster, CA 92683
(714) 310-6640
Email Us

Disclaimer:

We are a mortgage broker and broker all the loans to our lender partners. Final loan approval will be issued once the loan has been fully underwritten by the lender the loan is brokered to.

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Loan Options

Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment Purchase Options
Investment Property Loans
Refinance

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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