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24/7 Mortgage Lender List

For 24/7 Mortgage Loan Officers ONLY. Do not share this page with others.

TOP RECOMMENDED LENDERS – NON-QM LOANS

  1. Mortgage Mac (NMSI) – Mini-Correspondent Available
  2. EMET Mortgage – Mini-Correspondent Available
  3. Mortgage Land Capital – Mini-Correspondent Available
  4. LoanStream Mortgage – Mini-Correspondent Available
  5. Brokers First Funding (FlexPoint Inc)
  6. Wholesale Mortgage Bankers

TOP RECOMMENDED LENDERS – FULL DOCUMENT LOAN

  1. Mortgage Mac Broker & Mini-Correspondent
  2. EMET Mortgage Broker & Mini-Correspondent
  3. Mortgage Land Capital Mini-Correspondent
  4. The Loan Store
  5. United Wholesale Mortgage

SECONDARY LENDERS – NON-QM LOANS

  1. InMotion Mortgage
  2. Amwest Funding Corp
  3. Acra Lending
  4. Carrington Mortgage Services
  5. LoanStream Mortgage
  6. AD Mortgage
  7. Champions Funding
  8. Deephaven
  9. theLender
  10. Oaktree Funding Corp
  11. NQM Funding
  12. LenderMac
  13. AAA Lendings
  14. LendSure
  15. Lead Plus Wholesale Lending

SECONDARY LENDERS – FULL DOCUMENT LOANS

  1. Provident Funding
  2. Mega Capital Funding
  3. JMAC Lending
  4. Amwest Funding Corp
  5. PennyMac

REVERSE MORTGAGE

  1. Mutual of Omaha

HELOCS

  1. Spring EQ – Full Doc HELOC
  2. United Wholesale Mortgage – Full Doc HELOC
  3. The Loan Store – Full Doc HELOC
  4. Amwest Funding Corp – Non-QM HELOC
  5. Oaktree Funding – Non-QM HELOC

HELOAN (CLOSED END SECONDS)

  1. Most Non-QM lenders will offer HELOAN

DSCR 5-8 UNITS

  1. Brokers First Funding (FlexPoint Inc)
  2. AAA Lending
  3. LoanStream Mortgage
  4. theLender
  5. AD Mortgage
  6. LendSure
  7. Most commercial loan lenders and hard money lenders will also lend on 5-8+ units

COMMERCIAL LOANS

  1. SilverHill Funding
  2. LoanStream Mortgage – Commercial Division
  3. Enterprise Bank & Trust
  4. AMUSA Commercial Capital

HARD MONEY LENDERS / FIX & FLIP

  1. Bench Equity – AZ, CA, UT, CO
  2. Dryden Capital – CA
  3. Shawbrook Inc – CA
  4. Lexxel Funding – CA
  5. Easystreet Capital – Nationwide
  6. Kiavi – Nationwide
  7. Equity Wave Lending – Nationwide
  8. JMJ Financial

ALL LENDERS

A&D Mortgage

NMLS # 958660

Full Doc, Non-QM, Bridge, Asset, Foreign National, Second

Lender Paid Comp: 2.75%

AE – Laura Gonzalez

D: 786-558-0092

O: 305-760-7000 ext. 8576

laura.gonzalez@admortgage.com

Link to Website

AAA Lendings

NMLS # 295075

DSCR, HELOC, Fix & Flip, Bridge, Jumbo, P&L, CES, Bank Statement

Lender Paid Comp: 2.25% + $50K Maximum

AE – Michael Song

P: 626-829-2149

michaelsong@aaalendings.com

Link to Website

Acra Lending

NMLS # 144549

Non-QM, Foreign National, ITIN. Multifamily, Condotel

Lender Paid Comp: 3.00%

AE – Tran Le-Nguyen

949-652-2919

tran.le-nguyen@acralending.com

Link to Website

Advancial Mortgage

NMLS # 469500

Jumbo, Non-QM, Foreign National

Lender Paid Comp: 2.00%

AE – Doug Andel

P: 972-201-1626

dandel@advancialmortgage.com

Link to Website

American Heritage Lending

NMLS # 93735

Non-QM, DSCR, Private, Hard-Money, Bridge, Foreign National, Full Doc

Lender Paid Comp: 3.00%

AE – Robert Dena

P: 973-568-0902

robert.dena@ahlend.com

Link to Website

AMUSA Commercial Capital

Commercial, Hard-Money

BPC Only

AE – Kory Stafford

P: 817-350-6961

kory@amusacommercialcapital.com

Link to Website

AmWest Funding

NMLS # 167441

Full Doc, Second, Non-QM, Discloses Fees for You

Lender Paid Comp: 2.50%

AE – Steven Hong

P: 213-321-1562

steven.hong@amwestfunding.com

Link to Website

Angel Oak Mortgage Services

NMLS # 1160240

Full Doc, Non-QM, ITIN, Foreign National, Asset

Lender Paid Comp: 2.75%

AE – Gigi Bronstrup

P: 818-402-6284

Gigi.Bronstrup@angeloakms.com

Link to Website

Bench Equity Mortgage

NMLS # 456027

Hard-Money

BPC Only

AE – Holly Robinson

P: 480-222-5825

hrobinson@benchequity.com

Link to Website

Brokers First Funding (FlexPoint Inc)

NMLS # 243082

Full Doc, Non-QM, ITIN, Foreign National, Second

Lender Paid Comp: 2.75%

AE & Executive VP – Tiffany Nguyen

P: 818-402-8225

Tiffany@bffws.com

Link to Website

Carrington Mortgage Services

NMLS # 2600

Non-QM, Government, FHA, VA, USDA, Conventional

Lender Paid Comp: 2.25%

Sr AE – Martin Reinholz

P: 904-449-1331

Martin.Reinholz@carringtonms.com

Link to Website 1
Link to Website 2

Champions Funding

NMLS # 2254210

Non-QM, ITIN

BPC Only

AE & VP of Sales – Chi Do

P: 714-493-2600

chi.do@champstpo.com

Link to Website

Change Wholesale

NMLS # 1839

Full Doc, Non-QM, Foreign National, No Doc, Bridge

Lender Paid Comp: 2.75%

AE – Khaled Trabulsi

P: 949-687-1954

Khaled.Trabulsi@changewholesale.com

Link to Website

DeepHaven Mortgage

NMLS # 958425

Non-QM, DSCR (& 5-9 Unit), Jumbo-Prime, Expanded-Prime, Non-Prime, Equity Advantage

Lender Paid Comp: 2.00%

AE – Kareem Katrib

P: 704-741-5765

kkatrib@deephavenmortgage.com

Link to Website

Dryden Capital

NMLS # 392018

Hard-Money, Fix & Flip

BPC Only

AE – David Neseralla

P: 707-665-3697

david@dryden-capital.com

Link to Website

Easy Street Capital

NMLS # 2167568

Fix & Flip, Bridge, DSCR, EasyBuild

BPC Only

AE – Colby Calagna

P: 972-215-6883

ColbyC@easystreetcap.com

Link to Website

EMET Mortgage

NMLS # 1301672

Non-QM, DSCR, FHA, Jumbo, Foreign National, Closed End Second

Lender Paid Comp: 2.25%

AE/Regional Sales Manager – Diane Kim
P: 213-700-2724
diane.kim@emetmortgage.com

Sales Manager – Tina Shin
P: 213-598-3330
tina.shin@emetmortgage.com

Link to Website

Equity Wave Lending

NMLS # 399144

Non-QM, Hard-Money, Commercial, Fix & Flip, No Credit

BPC Only

AE – John Mirassou

P: 310-628-0829

john@equitywavelending.com

Link to Website

Foundation Mortgage

NMLS # 5057

Full Doc, Non-QM, ITIN, Foreign National, Second

Lender Paid Comp: 2.75%

AE – Bryan Trinh

P: 480-282-7027

btrinh@foundationmortgage.com

Link to Website

FundLoans

NMLS # 1202262

Full Doc, Non-QM

Lender Paid Comp: 2.00%

AE – Daniel Barrientos

P: 214-734-7336

dbarrientos@fundloans.com

Link to Website

GenWay Home Mortgage

NMLS # 222730

Full Doc, Conventional, FHA, USDA, DPA, Non-QM, Manufactured, Down Payment Assistance, Foreign National, ITIN

Lender Paid Comp: 2.750%

AE – Tyler Roub

P: 800-644-1258

tylerroub@openwholesale.com

Link to Website

In Motion Mortgage

NMLS # 325645

Conventional, FHA, Jumbo, Non-QM, HELOC, Portfolio

Lender Paid Comp: 2.00%

AE – Scott Rhee

P: 213-505-7573

scott@inmotionmtg.com

Link to Website

iTrust Mortgage

NMLS # 2217547‍

Premium Easy Doc, DSCR, iDSCR, Portfolio, CRA

Lender Paid Comp: 2.50%

AE – David Min

P: 562-524-5722

david.min@itrustmtg.com

Link to Website

JMAC Lending

NMLS # 53112

Full Doc, Non-QM

Lender Paid Comp: 2.00%

AE – Anne Nguyen

P: 949-390-2614

anne@jmaclending.com

Link to Website

Website

Pricing

Rate Sheet

Guidelines

Password = “[First 3 Letters of Current Month in ALL CAPS]-[Year]” (EX. NOV-2023 or JAN-2024)

JMJ Funding Group

NMLS # 449615

Owner-Occupied, Commercial

BPC Only

AE – Daniel M. Gonzalez

P: 714-397-1636
F: 714-740-2797

dgonzalez.jmjfundinggroup@gmail.com

Link to Website

Kiavi Funding

NMLS # 1125207

DSCR, Fix & Flip, Bridge, New Construction, Jumbo

BPC Only

Broker Experience Manager – Brendon Jenkins

P: 415-529-6488 ext. 11174

brendon.jenkins@kiavi.com

Link to Website

Kings Mortgage Services

NMLS # 264441

Conventional, Non-QM, FHA VOE only, Conventional VOE only, P&L FHA

Lender Paid Comp: 2.75%

AE – Ryan Andrews

949-395-4337

randrews@kingsmtg247.com

Link to Website

LenderMac

NMLS # 2124167

Conventional, FHA, VA, Bank Statement, Foreign National, ITIN, Jumbo

Lender Paid Comp: 2.50%

AE – Tommy Mach

P: 626-841-3881

tommy.mach@lendermac.com

Website

LendSure Mortgage

NMLS # 1326437

Non-QM, Bank Statement, DSCR, Conventional, P&L, Bridge, Fix & Flip, Construction, Jumbo

Lender Paid Comp: 2.00%

AE – Ken Laderman

P: 949-281-1919

KLaderman@Lendsure.com

Link to Website

Lexxel Funding Corporation

Full Doc, Hard-Money, Commercial, Fix & Flip, No Doc, Second

BPC Only

AE – Robert Davenport

P: 949-852-3911

lexxelfunding@aol.com

Link to Website

LoanStream Mortgage

NMLS # 2125

Conventional, FHA, VA, USDA, Non-QM, Jumbo, Second Lien, HELOC

Lender Paid Comp: 2.75%

AE – Daniel Lam

P: 626-378-6193

dlam@lsmortgage.com

Link to Website

Logan Finance Corporation

NMLS # 127722

DSCR, Bank Statement, Full Doc, Asset, P&L

BPC Only

AE & AVP Client Relations – Alex Chavarria

P: 972-215-6883

achavarria@loganfinance.com

Link to Website

Mega Capital Funding

NMLS # 303203

Full Doc, Non-QM, HELOC

Lender Paid Comp: 2.00%

AE – Diane Kim

P: 213-700-2724

dking@mcfunding.com

Link to Website

Mid Valley Financial

NMLS # 219418

Full Doc, Non-QM, Commercial, Hard-Money, Land Loan, Construction

BPC Only

AE – Ted Alper

P: 559-256-3641

talper@mvloans.com

Link to Website

MK Lending Corp

NMLS # 310447

Full Doc, Non-QM, ITIN, HELOC

Lender Paid Comp: 2.00%

AE – Kyle Jung

P: 714-769-4689

kyle.j@mklending.com

Link to Website

Mortgage Land Capital

NMLS # 2249032

Non-QM, DSCR, VOE, Bridge

Lender Paid Comp: 2.00% + $1,000

AE – Kyle Jung

P: 714-769-4689

kyle.jung@mortgagelandcapital.com

Link to Website

Mortgage Mac (NMSI)

NMLS # 886336

Full Doc, Second, Non-QM, Reliable AE

Lender Paid Comp: 2.00% + $695

AE – Steve Lim

P: 310-991-7611

steve.lim@mtgmac.com

Link to Website

Mutual of Omaha – Wholesale

NMLS # 1025894

Full Doc

Lender Paid Comp: 2.50%

AE – Steven Hage

P:615-570-0464
C: 615-525-0739

shage@mutualmortgage.com

Link to Website

NQM Funding

NMLS # 75597

Flex DSCR Supreme, Supreme, Select, Second Lien, Investor DSCR, Foreign National, Select ITIN

Lender Paid Comp: 2.50%

AE – Susie Sun

P: 626-890-0227

SSun@nqmf.com

Link to Website

Oaktree Funding Corp

NMLS # 71640

Non-QM, HELOC, Investor, Bridge, Titanium, Non-Agency

Lender Paid Comp: 2.50%

AE – AJ Laux

P: 317-600-5046

alaux@oaktreefunding.com

Link to Website

PennyMac

NMLS # 35953

Conventional, Jumbo, FHA, VA, USDA Streamlined-Assist Refinance, Investment, HELOC

Lender Paid Comp: 2.00%

AE – Rob Loesch

P: 612-361-6612

robert.loesch@pennymac.com

Link to Website

Provident Funding

NMLS # 3821

Full Doc

Lender Paid Comp: 1.75%

AE – Logan Collier

P: 669-400-4130

LCollier@provident.com

Link to Website

Spring EQ

NMLS # 1464945

2nd Loan, HELOC

Lender Paid Comp: 3.00%

AE – Neesha Daly

P: 612-310-3131

Neesha.daly@springeq.com

Link to Website

Symmetry Lending

NMLS # 1725404

HELOC, Piggyback

BPC Only

AE – David Yslas

P: 949-374-4809

david.yslas@symmetrylending.com

Link to Website

theLender

NMLS # 133519

Non-QM, DSCR

Lender Paid Comp: 2.75%

AE – Hung Nguyen

P: 949-202-5471

hnguyen@theLender.com

Link to Website

The Loan Store

NMLS # 1121650

Conventional, Full Doc, FHA, VA, Jumbo, HELOC, Flex NQM

Lender Paid Comp: 2.00%

AE – Steve Clarke

P: 714-855-8169

sclarke@theloanstore.com

Link to Website

United Wholesale Mortgage

NMLS # 3038

Full Doc, Second, Fast Closings

Lender Paid Comp: 2.00% / Refi Only – 1.50%

AE – Anthony Gemus
P: 734-558-4758
agemus@uwm.com

AE Assistant – Hussain Sarwar
P: 800-981-8898 ext 83089
HSarwar@uwm.com

Link to Website

Wholesale Mortgage Banker (Fidelity Lending Solutions)

NMLS # 922372

Non-QM, No Doc, Hard-Money, Super Jumbo

Lender Paid Comp: 2.50%

AE – Brent Park

P: 714-860-8867

brent.park@wmbankers.com

Link to Website

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