For 24/7 Mortgage Loan Officers ONLY. Do not share this page with others.
TOP RECOMMENDED LENDERS – NON-QM LOANS
- Mortgage Mac (NMSI) – Mini-Correspondent Available
- EMET Mortgage – Mini-Correspondent Available
- Mortgage Land Capital – Mini-Correspondent Available
- LoanStream Mortgage – Mini-Correspondent Available
- Brokers First Funding (FlexPoint Inc)
- Wholesale Mortgage Bankers
TOP RECOMMENDED LENDERS – FULL DOCUMENT LOAN
- Mortgage Mac – Broker & Mini-Correspondent
- EMET Mortgage – Broker & Mini-Correspondent
- Mortgage Land Capital – Mini-Correspondent
- The Loan Store
- United Wholesale Mortgage
SECONDARY LENDERS – NON-QM LOANS
- InMotion Mortgage
- Amwest Funding Corp
- Acra Lending
- Carrington Mortgage Services
- LoanStream Mortgage
- AD Mortgage
- Champions Funding
- Deephaven
- theLender
- Oaktree Funding Corp
- NQM Funding
- LenderMac
- AAA Lendings
- LendSure
- Lead Plus Wholesale Lending
SECONDARY LENDERS – FULL DOCUMENT LOANS
- Provident Funding
- Mega Capital Funding
- JMAC Lending
- Amwest Funding Corp
- PennyMac
REVERSE MORTGAGE
- Mutual of Omaha
HELOCS
- Spring EQ – Full Doc HELOC
- United Wholesale Mortgage – Full Doc HELOC
- The Loan Store – Full Doc HELOC
- Amwest Funding Corp – Non-QM HELOC
- Oaktree Funding – Non-QM HELOC
HELOAN (CLOSED END SECONDS)
- Most Non-QM lenders will offer HELOAN
DSCR 5-8 UNITS
- Brokers First Funding (FlexPoint Inc)
- AAA Lending
- LoanStream Mortgage
- theLender
- AD Mortgage
- LendSure
- Most commercial loan lenders and hard money lenders will also lend on 5-8+ units
COMMERCIAL LOANS
- SilverHill Funding
- LoanStream Mortgage – Commercial Division
- Enterprise Bank & Trust
- AMUSA Commercial Capital
HARD MONEY LENDERS / FIX & FLIP
- Bench Equity – AZ, CA, UT, CO
- Dryden Capital – CA
- Shawbrook Inc – CA
- Lexxel Funding – CA
- Easystreet Capital – Nationwide
- Kiavi – Nationwide
- Equity Wave Lending – Nationwide
- JMJ Financial
ALL LENDERS

A&D Mortgage
NMLS # 958660
Full Doc, Non-QM, Bridge, Asset, Foreign National, Second
Lender Paid Comp: 2.75%
AE – Laura Gonzalez
D: 786-558-0092
O: 305-760-7000 ext. 8576
laura.gonzalez@admortgage.com

AAA Lendings
NMLS # 295075
DSCR, HELOC, Fix & Flip, Bridge, Jumbo, P&L, CES, Bank Statement
Lender Paid Comp: 2.25% + $50K Maximum

Acra Lending
NMLS # 144549
Non-QM, Foreign National, ITIN. Multifamily, Condotel
Lender Paid Comp: 3.00%

Advancial Mortgage
NMLS # 469500
Jumbo, Non-QM, Foreign National
Lender Paid Comp: 2.00%

American Heritage Lending
NMLS # 93735
Non-QM, DSCR, Private, Hard-Money, Bridge, Foreign National, Full Doc
Lender Paid Comp: 3.00%

AMUSA Commercial Capital
Commercial, Hard-Money
BPC Only

AmWest Funding
NMLS # 167441
Full Doc, Second, Non-QM, Discloses Fees for You
Lender Paid Comp: 2.50%

Angel Oak Mortgage Services
NMLS # 1160240
Full Doc, Non-QM, ITIN, Foreign National, Asset
Lender Paid Comp: 2.75%

Bench Equity Mortgage
NMLS # 456027
Hard-Money
BPC Only

Brokers First Funding (FlexPoint Inc)
NMLS # 243082
Full Doc, Non-QM, ITIN, Foreign National, Second
Lender Paid Comp: 2.75%

Carrington Mortgage Services
NMLS # 2600
Non-QM, Government, FHA, VA, USDA, Conventional
Lender Paid Comp: 2.25%
Sr AE – Martin Reinholz
P: 904-449-1331
Martin.Reinholz@carringtonms.com

Champions Funding
NMLS # 2254210
Non-QM, ITIN
BPC Only

Change Wholesale
NMLS # 1839
Full Doc, Non-QM, Foreign National, No Doc, Bridge
Lender Paid Comp: 2.75%

Dryden Capital
NMLS # 392018
Hard-Money, Fix & Flip
BPC Only

Easy Street Capital
NMLS # 2167568
Fix & Flip, Bridge, DSCR, EasyBuild
BPC Only

EMET Mortgage
NMLS # 1301672
Non-QM, DSCR, FHA, Jumbo, Foreign National, Closed End Second
Lender Paid Comp: 2.25%
AE/Regional Sales Manager – Diane Kim
P: 213-700-2724
diane.kim@emetmortgage.com
Sales Manager – Tina Shin
P: 213-598-3330
tina.shin@emetmortgage.com

Equity Wave Lending
NMLS # 399144
Non-QM, Hard-Money, Commercial, Fix & Flip, No Credit
BPC Only

Foundation Mortgage
NMLS # 5057
Full Doc, Non-QM, ITIN, Foreign National, Second
Lender Paid Comp: 2.75%

FundLoans
NMLS # 1202262
Full Doc, Non-QM
Lender Paid Comp: 2.00%

GenWay Home Mortgage
NMLS # 222730
Full Doc, Conventional, FHA, USDA, DPA, Non-QM, Manufactured, Down Payment Assistance, Foreign National, ITIN
Lender Paid Comp: 2.750%

In Motion Mortgage
NMLS # 325645
Conventional, FHA, Jumbo, Non-QM, HELOC, Portfolio
Lender Paid Comp: 2.00%

iTrust Mortgage
NMLS # 2217547
Premium Easy Doc, DSCR, iDSCR, Portfolio, CRA
Lender Paid Comp: 2.50%

JMAC Lending
NMLS # 53112
Full Doc, Non-QM
Lender Paid Comp: 2.00%
Password = “[First 3 Letters of Current Month in ALL CAPS]-[Year]” (EX. NOV-2023 or JAN-2024)

JMJ Funding Group
NMLS # 449615
Owner-Occupied, Commercial
BPC Only
AE – Daniel M. Gonzalez
P: 714-397-1636
F: 714-740-2797
dgonzalez.jmjfundinggroup@gmail.com

Kiavi Funding
NMLS # 1125207
DSCR, Fix & Flip, Bridge, New Construction, Jumbo
BPC Only
Broker Experience Manager – Brendon Jenkins
P: 415-529-6488 ext. 11174
brendon.jenkins@kiavi.com

Kings Mortgage Services
NMLS # 264441
Conventional, Non-QM, FHA VOE only, Conventional VOE only, P&L FHA
Lender Paid Comp: 2.75%

LendSure Mortgage
NMLS # 1326437
Non-QM, Bank Statement, DSCR, Conventional, P&L, Bridge, Fix & Flip, Construction, Jumbo
Lender Paid Comp: 2.00%

Lexxel Funding Corporation
Full Doc, Hard-Money, Commercial, Fix & Flip, No Doc, Second
BPC Only

LoanStream Mortgage
NMLS # 2125
Conventional, FHA, VA, USDA, Non-QM, Jumbo, Second Lien, HELOC
Lender Paid Comp: 2.75%

Logan Finance Corporation
NMLS # 127722
DSCR, Bank Statement, Full Doc, Asset, P&L
BPC Only
AE & AVP Client Relations – Alex Chavarria
P: 972-215-6883
achavarria@loganfinance.com

Mega Capital Funding
NMLS # 303203
Full Doc, Non-QM, HELOC
Lender Paid Comp: 2.00%

Mid Valley Financial
NMLS # 219418
Full Doc, Non-QM, Commercial, Hard-Money, Land Loan, Construction
BPC Only

MK Lending Corp
NMLS # 310447
Full Doc, Non-QM, ITIN, HELOC
Lender Paid Comp: 2.00%

Mortgage Land Capital
NMLS # 2249032
Non-QM, DSCR, VOE, Bridge
Lender Paid Comp: 2.00% + $1,000

Mortgage Mac (NMSI)
NMLS # 886336
Full Doc, Second, Non-QM, Reliable AE
Lender Paid Comp: 2.00% + $695

Mutual of Omaha – Wholesale
NMLS # 1025894
Full Doc
Lender Paid Comp: 2.50%

NQM Funding
NMLS # 75597
Flex DSCR Supreme, Supreme, Select, Second Lien, Investor DSCR, Foreign National, Select ITIN
Lender Paid Comp: 2.50%

Oaktree Funding Corp
NMLS # 71640
Non-QM, HELOC, Investor, Bridge, Titanium, Non-Agency
Lender Paid Comp: 2.50%

PennyMac
NMLS # 35953
Conventional, Jumbo, FHA, VA, USDA Streamlined-Assist Refinance, Investment, HELOC
Lender Paid Comp: 2.00%

Provident Funding
NMLS # 3821
Full Doc
Lender Paid Comp: 1.75%

Spring EQ
NMLS # 1464945
2nd Loan, HELOC
Lender Paid Comp: 3.00%

Symmetry Lending
NMLS # 1725404
HELOC, Piggyback
BPC Only

theLender
NMLS # 133519
Non-QM, DSCR
Lender Paid Comp: 2.75%

The Loan Store
NMLS # 1121650
Conventional, Full Doc, FHA, VA, Jumbo, HELOC, Flex NQM
Lender Paid Comp: 2.00%

United Wholesale Mortgage
NMLS # 3038
Full Doc, Second, Fast Closings
Lender Paid Comp: 2.00% / Refi Only – 1.50%
AE – Anthony Gemus
P: 734-558-4758
agemus@uwm.com
AE Assistant – Hussain Sarwar
P: 800-981-8898 ext 83089
HSarwar@uwm.com

Wholesale Mortgage Banker (Fidelity Lending Solutions)
NMLS # 922372
Non-QM, No Doc, Hard-Money, Super Jumbo
Lender Paid Comp: 2.50%


